Financing in Costa Rica

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Seller financing consists of gaining a loan from the owner of the property, which can be a great alternative instead of paying cash or taking out a bank mortgage. In this case, the buyer will always be responsible for paying back on terms what was loaned plus interests.

Buyers can benefit with a faster closing as well as terms, since there are sellers who are open to take interest only or capital and interest payments on a monthly, quarterly, biannual or yearly basis... as well as balloon payments at the end of the term. Sellers benefit by retaining the buyers down payment translating into a faster sale and it can work as a new source of income.

For foreigners, buying land or a dream house abroad can be a complicated process, and options like seller financing or bank financing in Costa Rica are difficult to find and especially limited for non-residents. If you are looking to use some leverage or you are yet not sure to invest that much money, we have some attractive Properties with Seller Financing you don't want to miss...

Unobstructed Panoramic View Lot Ready-to-Build in Escazu! ID CODE: #3503

Buy this No-Brainer Panoramic View Lot in Escazu with only $35,000!

  • Land: 945 m2 (10,168 sq.ft.)
  • Sales Price: US$70,000!
    Favorable Seller Financing Conditions
A stunning piece of Escazu with the best views, Ready-to-Build your WOW Effect Costa Rican Dream Home! Buy it today with only 50% down payment as seller will carryback without all of the paperwork, requirements and banks commissions! It's a no brainer!! More Information...

Owner Financing up to 10 years in Hacienda del Sol​, Santa Ana​ ID CODE: #3228

Owner Financing up to 10 years in Hacienda del Sol​, Santa Ana​

  • Construction: 465 m2 (5,000 sq.ft.) / Land: 670 m2 (7,200 sq.ft.)
  • 4 Beds / 4,.5 Baths / Office / 2 car Garage + Parking for 5 / 1 Maid's Quarters
  • Sales Price: US$875,000 Includes Country Club Membership
Hacienda del Sol, where the country meets the city. Live in a ​peaceful ​ family friendly environment​ ​within 5 minutes from the commercial and business district of Santa Ana. ​Ample spaces and a spacious floor plan with proven ​Rental Income ​of over $50K per year​, now for sale with Seller Financing​ More Information...
Costa Rica Real Estate ID CODE: #1802

Lake, Views, Forest, 235 acres of nature everywhere!

  • Land size: 95 hectares (235 acres)
  • Sales Price: US$3,810,000
Owner financing available and its possible a partial sale. This property has 95 hectares (235 acres). Consist of 1/3 of primary forest and 2/3 of pasture. Its located just minutes outside Tilaran town very close to Lake Arenal and Arenal Volcanoe area. More Information...
Stunning Ocean View lots in the Pacific Ocean ID CODE: #3005

Stunning Ocean View lots in the Pacific Ocean

  • Land: 5,000 m2 (53,800 sq.ft.)
  • Owner financing available
  • Sales Price: US$129,000
Introducing spacious home sites with the most amazing views of the Pacific Ocean... Close to a beach where hundreds of turtles come to lay their eggs every day! As a property owner you can enjoy the benefits of a private community that offers large plots, panoramic views of the Pacific Ocean and surrounding mountains. More Information...
Cabin Home and Large Rancho on ½ Acre inside Gated Community in Rural Coastal Town ID CODE: #3127

Cabin Home and Large Rancho on ½ Acre inside Gated Community in Rural Coastal Town

  • Land: 2,355 m2 (25,339 sq.ft.)
  • Construction: 100 m2 (1,076 sq.ft.)
  • Beds: 1 / Baths: 1
  • Sales Price: US$130,000
Owner financing is available to qualified buyers. This large lot includes a roomy Cabin style home with a bedroom, built-in closets and a tiled bathroom next to a large circular rancho (80m2) for social areas and cooking. The lot is over ½ acre, (2355m2) with water, electricity and telephone. More Information...
Costa Rica Real Estate ID CODE: #1685

Residential Lots For Sale in the Best and Largest Community of Atenas!

  • Prices: Starting at US$90,000 (Financing Available)
  • Land Size:Residential lots from 7,000 M2 (1.72 Acre / 0.7 Hectare) to 12,410 M2 (3 Acres / 1.24 Hectares)
Escape to a new natural mountain world in the wonderful area of Atenas, this residential complex is located in an exquisite residential mountain community, enjoy living at World´s Best Weather according to the National Geographic Society. More Information...
Investment Land for Sale Right in Jaco Downtown! ID CODE: #1804

Investment Land for Sale Right in Jaco Downtown!

  • Land Size: 14,990 M2 (3.7 Acre / 1.5 Hectare)
  • Price: US$2,800,000 Owner financing available 50%
Investment land in Jaco downtown right where the action is, steps away from the beach and ready to be developed. This is the opportunity you've been looking for in this appealing area of high demand in the Central Pacific. 1.5 hectares that can be turned into commercial or residential development. Hurry up, opportunities like this don't last for too long. More Information...
Specially selected and subdividable land for sale in San Antonio Escazu ID CODE: #1374

Specially selected and subdividable land for sale in San Antonio Escazu

  • Price: US$440,000 (Financing available)
  • Size: 5,557 m2 (59,816 square feet)
Located in Costa Rica's most exclusive zone, Escazu. This undeveloped and subdividable land is strategically located in the green mountain area of San Antonio of Escazu with the best San Jose city view, fine restaurants, Mel Gibson's Costa Rica home and more. Making this a wise choice for those planning to invest in a business or a dream home. More Information...
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